Are You In Need of Credit Repair?
As you may or may not know, millions of people find themselves in need of credit repair. Often these people are embarrassed by their situation, or ashamed of having poor credit. We at Vera Financial Services, LLC. are not here to judge, as we realize that unexpected things happen and credit difficulties can occur unintentionally. Sometimes, those in need of credit repair are people who have gone through divorce or separation, have joint accounts, co-signers or authorized users, often causing reported information to the three primary bureaus as incorrect, incomplete, obsolete or simply not in agreement with data reports by the creditor or debt collector. Based on the Fair Credit Reporting Act, (FCRA), you as a consumer have the right to dispute information that is incorrect and have it deleted from all 3 credit report bureaus.
The Importance of Having a Good Credit Rating
We at Vera Financial Services, LLC. realize how important it is to have a good credit rating since without it, getting loans, making purchases, buying a home or car, can be almost impossible. Focusing our attention on credit rebuilding, credit report repair and credit scores in the areas of Chicago and all suburbs of Chicago has earned the reputation as the credit repair professionals that get results.
Your Credit Score
Your credit score plays a major role in your life, since whatever you want to purchase depends upon your credit score. Whether you want to purchase a home, an automobile or other large purchase, the lender will carefully review your credit before approving a loan. Consequently, if a credit report is shaky, there’s a good chance you will be turned down for a loan or at the very least, will have to pay a much larger down payment or higher interest rates on a loan. Plainly stated, if a person’s credit report is poor, they are considered a risk to a lender, so naturally you want to do whatever you can to repair your credit as quickly as possible. This is where Vera Financial Services, LLC. comes in.
